1.Terms of Service

The following terms and conditions apply to all goods and services that Tufen Tech Private Limited and/or its affiliates, subsidiaries, associates, and partners (hereinafter referred to as “We/we” or “Us/us”), RummyChallenge or “RummyChallenge.co.in” or “Our/our”) provide to you through the www.rummychallenge.co.in website and/or mobile app (hereinafter referred to as “Website/Mobile App”), including but not limited to the RummyChallenge website and mobile app and the games and services offered through them (collectively, referred to as “Services” below).

Before using our services, you must carefully read these Terms and Conditions and agree to all of their terms. In these Terms and Conditions, “you” refers to each and every user, player, and visitor to our website or mobile app. You consent to receiving notifications via SMS or RCS when you register on the website, and you also agree to abide by our terms and conditions, privacy statement, and game rules.

Note that the enforceability and validity of any other terms in our Terms and Conditions will not be impacted in the slightest if any one of the terms stated in RummyChallenge Terms and Conditions is found to be illegal, unenforceable, invalid, voidable, or void for any reason by a judicial or quasi-judicial body in India.

Please take note that if any term in RummyChallenge Terms and Conditions is determined by a judicial or quasi-judicial body in India to be unlawful, unenforceable, invalid, voidable, or void for any other reason, it will not in the slightest affect the enforceability and validity of any other terms in our Terms and Conditions.

2.Agreement

Kindly ensure that you thoroughly read and comprehend our Terms. All of the terms and conditions of RummyChallenge.co.in are outlined in this agreement and/or in the reference material, which you can access by clicking on the relevant links below. Before using RummyChallenge.co.in, you should make sure you have read and understand our agreement. You also agree to abide by all policies posted on the RummyChallenge.co.in website and mobile app, including our terms and conditions, privacy policy, fair play policy, responsible gaming policy, game cancellation and settlement policy, and game rules. Whenever you choose to use our Services, RummyChallenge games, or software, you are automatically bound by our Agreement. Without giving you any prior notice, we reserve the right to change or amend our Terms at any time.

The website and mobile app will be updated with any changes to these terms. To stay informed of any changes to our Terms, please make sure to review our Terms and Conditions. We may send you an email at the email address you have on file with us to let you know about some of the changes. The fact that we may, at our sole discretion, notify you by email does not release you from the need to keep yourself informed of any and all changes to our Terms and Conditions by visiting our website or mobile app. Any of our policies and game rules can be updated, modified, or changed at any time by us in our Terms and Conditions. You have the option to stop using our services and request that your RummyChallenge.co.in account be locked if you disagree with any changes or the new guidelines. It will be assumed that you have read our updated/modified Terms and Conditions, that you have agreed to the changes made to the Terms and Conditions, and that you undertake to abide by the updated Terms and Conditions if you continue to use our Services after we have made amendments or changes to our Terms and Conditions. Your continued use of the Services shall constitute your agreement to our new Terms. If you disagree with any changes or the new guidelines, you have the option to stop using our services and request that your RummyChallenge.co.in account be locked. If you continue to use our services after we have made amendments or changes to our Terms and Conditions, it will be assumed that you have read our updated/modified Terms and Conditions, that you have agreed to the changes made to the Terms and Conditions, and that you promise to abide by the updated Terms and Conditions. You will be accepting our updated Terms if you keep using the Services.

3.Description of Services

We offer our users/players a fantastic chance to take advantage of our multiplayer RummyChallenge games around the clock. You can play online RummyChallenge, a game of skill, with other online RummyChallenge players on RummyChallenge.co.in by using our flawless software and IT services.

We only want to provide you with the opportunity to play RummyChallenge for your own amusement. While it is legal to play RummyChallenge online in India, RummyChallenge.co.in disclaims all liability for any betting or gambling activities that may occur outside of our website or mobile app.

4.Variants

You can play Deals, Pool, and Points variations of RummyChallenge. On RummyChallenge.co.in, you can play RummyChallenge games for cash or for free. However, since the aforementioned states forbid their citizens from playing real money RummyChallenge games, residents of Andhra Pradesh, Assam, Arunachal Pradesh, Meghalaya, Odisha, Sikkim, Nagaland, and Telangana are not allowed to participate in our cash games or tournaments.

5.Eligibility

We forbid users under the age of eighteen from accessing our games. You will be solely responsible for your actions and accept full liability for any consequences that may result from allowing or helping someone under the age of 18 to access our Website/Mobile App or Services on your computer or other internet-enabled devices, internet connection, and/or accessibility (whether borrowed, owned, or leased). When a user uses our website or mobile app, or is unable to use it, neither RummyChallenge.co.in, any other third-party content provider, nor their related agents will be held accountable or liable for any direct, indirect, incidental, or consequential injuries or damages that may occur. This is true even in cases where the relevant party or agent has been warned of or advised against the possibility of similar injuries or damages.

Neither RummyChallenge.co.in, any other third-party content provider, nor their related agents will be held responsible or liable for any direct, indirect, incidental, or consequential injuries or damages that may arise from a user’s use of our website or mobile app, or from their inability to use it. This remains valid even in situations where the concerned party or representative has been alerted to or counseled against the potential for comparable harm or losses.

6.Creation and Operation of a User Account

You must create a strong password when registering on our website or mobile app in order to play our games. You will be given a username automatically after registering. If you choose to participate in our cash games or tournaments, additional personal information will be needed for account verification. You must make sure your password is strong and contains capital letters, special characters, and numbers before making a deposit or participating in cash games.

7.Jurisdiction, Payments and Players’ Funds

You must acknowledge that playing cash RummyChallenge games/tournaments on our website or mobile app is legal in the jurisdiction from which you are trying to play cash games/tournaments before you add money to your RummyChallenge account or play cash games/tournaments there. If you are not legally competent to conduct transactions in Indian Rupees through banking channels in India, or if you are not accessing RummyChallenge.co.in from a jurisdiction where playing cash online RummyChallenge games/tournaments is legal, then you are not allowed to play cash games/tournaments on RummyChallenge. Before making any additions to your RummyChallenge account or participating in cash games or tournaments, you must acknowledge that playing cash RummyChallenge games or tournaments on our website or mobile app is legal in the jurisdiction from which you are trying to play cash games or tournaments. You are not permitted to play cash games or tournaments on RummyChallenge.co.in if you are not legally able to conduct transactions in Indian Rupees through banking channels in India or if you are not accessing RummyChallenge.co.in from a jurisdiction where it is legal to play cash online RummyChallenge games and tournaments. When living in or visiting these states, you agree to follow their laws and refrain from using the RummyChallenge Services to deposit or withdraw money or to take part in cash games or tournaments on the game.

If you are not legally able to conduct transactions in Indian rupees through banking channels in India, or if you are accessing RummyChallenge.co.in from a jurisdiction where it is illegal to play cash online RummyChallenge games, then you are not allowed to play cash games on RummyChallenge.co.in. Your RummyChallenge account will be immediately locked for violating this policy, and you won’t be eligible to win any prizes or get your money back from any cash games you may have played on our website or mobile app. This will be regarded as a breach of our Terms. accessing the RummyChallenge website/mobile app via IP or GPS masking software, such as GPS Spoofer, Fake GPS, etc., from outside of India or from a restricted territory. You are not permitted to play cash games on RummyChallenge.co.in if you are not legally permitted to conduct transactions in Indian rupees through banking channels in India or if you are accessing the website from a country where playing cash online RummyChallenge games is prohibited. If you break this rule, your RummyChallenge account will be locked right away, and you won’t be able to win any prizes or get your money back from any cash games you may have played on our mobile app or website. We will consider this to be a violation of our terms. using IP or GPS masking software, such as GPS Spoofer, Fake GPS, etc., to access the RummyChallenge website or mobile app from outside of India or from a restricted area.

8.Payments

All transactions on the Portal shall be in Indian Rupees. User can add cash on the portal from Rs. 50 to Rs. 10000 per transaction.

Once you register on our Portal, we maintain a user account for you to keep a record of all your transactions with us. Payments connected with participation in Cash Games have to be made through your RummyChallenge user account. All cash prizes won by you are credited by us into this user account.

When making a payment, please ensure that the instrument used to make the payment is your own and/or you are legally authorized to use such instrument which is used to Add Cash into your user account only.

8.1     Please make sure the instrument you use to make payments is your own and is only being used to add funds to your user account. You are free to deposit as much money as you want into your RummyChallenge account in order to play cash games on the Website/Mobile App, subject to the “Add Cash” limits (limits on users’/players’ adding cash to their RummyChallenge accounts) that we may from time to time specify. We want you to use our website and mobile app responsibly. The default Daily and Monthly “Add Cash” limits that we may reset with undertakings, indemnity, waiver, and verification conditions as we deem appropriate in our sole discretion will govern your ability to add money to your user account.

8.2     Third-party payment gateways handle payments made with credit cards, debit cards, prepaid cash cards, UPI, and internet banking. Similar to this, the middleman handling the payments must also authorize payments made using other payment methods. We disclaim all liability for any delays or denials or rejections made by these third parties or intermediaries. The terms, policies, and procedures of these third parties or intermediaries will apply exclusively to the processing of payments; we will bear no liability whatsoever for that. Payments using credit cards, debit cards, UPI, prepaid cash cards, and internet banking are processed through third-party payment gateways. In a manner similar to this, payments made with other payment methods also require authorization from the middleman managing the payments. We disavow any responsibility for any delays, refusals, or rejections made by these intermediaries or third parties. The processing of payments will only be governed by the terms, policies, and procedures of these third parties or intermediaries; we will not be held responsible in any way for that.

8.3     If a transaction is canceled at any time, it will be reversed and the money will be credited back to your payment method if the payment was made successfully. We reserve the right to cancel any transaction at any time, for any reason. We hold player funds in designated bank accounts in trust. All player funds are kept entirely unsecured by RummyChallenge, and your money will be returned to you when the time comes, subject to the terms and conditions governing fund withdrawals. The money in your user account is kept apart from the money in our corporate account. To the extent permitted by law, your claim on the deposits will take precedence over all other claims, even in the improbable event of an insolvency proceeding.

8.4     TDS POLICY: The following TDS policy is applicable to all RummyChallenge players as of April 1, 2023, in accordance with the provisions of the Finance Act of 2023.

In this case, net winnings (during a fiscal year) equal total withdrawals less total deposits. A financial year is defined as the period from April 1 to March 31.
Note that the TDS Policy is based on the interpretation of the provisions as introduced or amended by the Finance Act, 2023. The Company maintains the right to alter the TDS Policy in accordance with the applicable laws at any given time.

8.5     You agree to be bound by the following payment terms with regard to any transactions you make on the platform, including paying to play the paid versions of skill game(s):

9.Refunds and Deposits

9.1     Withdrawals are only allowed in situations where the player has won money from their play; these winnings will then be funded to their bank account. To withdraw any amount, a single “Add cash” transaction is necessary. Additionally, each user must maintain a minimum balance of Rs. 100 in order to proceed with a withdrawal. When a user files a withdrawal request, RummyChallenge will process it that same day and will only accept requests until 3 p.m. on that particular day. However, it could also take two to three days for the money to appear in the user’s bank account.

9.2     Users are only allowed to make one withdrawal transaction per day, and they are not allowed to request more than one withdrawal on any given day. In cases of suspicious gaming, the discovery of multiple accounts, etc., account monitoring will be implemented. For this reason, it is important to note that withdrawals are subject to clearance, and the management retains the right to approve or reject your request.

9.3     Users are only allowed to make one withdrawal transaction per day, and they are not allowed to request more than one withdrawal on any given day. In cases of suspicious gaming, the discovery of multiple accounts, etc., account monitoring will be implemented. For this reason, it is important to note that withdrawals are subject to clearance, and the management retains the right to approve or reject your request.

9.4     Users’ deposits in the Deposit Segment are made only to enable them to play the Cash Games; they do not carry any interest or yield any kind of return.

9.5     By using this payment method to add money to your RummyChallenge account, you affirm and guarantee that it is yours. Without assuming any liability or risk on Our part, the payment processing will only take place in accordance with the relevant third parties’ applicable policies and procedures.

9.6     You can play Cash Games with the money that is credited to the Deposit Segment on our website and/or application after a payment or transaction has been approved, validated, and received by Us. You acknowledge and agree that You will be responsible for following up with the providers of the payment instrument You used to initiate the transaction, and that We will not be held responsible in the event that Your credit is eventually delayed or declined.

9.7     We reserve the right to reject a withdrawal request if sufficient KYC verifications, compliance with the deposit method, terms and restrictions on the discount, and/or security reviews by Our automated systems and risk management team are not met. You acknowledge that the following terms apply to all of your withdrawals:

9.8     Although RummyChallenge will make every effort to process your withdrawal request promptly, there might be a delay because of the time needed for security checks, KYC verification, and other procedures related to finishing the Withdrawal transaction. We won’t be responsible for compensating You in any way for the delays in processing your withdrawal requests and sending your money.

9.9     Users should be aware that it could take up to three (3) working days after the date of submission for the KYC documents to be validated. At our sole discretion, we retain the right to verify or reject the KYC documents. The progress of the KYC verification on Our Platform will be communicated to you.

9.10     If You provide an incorrect phone number or email address, RummyChallenge will not be held responsible for any disruptions to Your use of the Services.

9.11     When requesting the discontinuation of an account, users should be cautious about any positive Withdrawable Balance and/or funds in the Deposit Segment (excluding bonuses). Subject to any applicable fees, such as an account closure fee of INR 1,000.00 (Indian Rupees One Thousand Only) or ten (10) percent of the total funds to be transferred, whichever is higher, RummyChallenge shall distribute the funds to the users by electronic transfer in compliance with these terms.

10.Bonuses:

RummyChallenge has the final say over how the bonus is used, distributed, and expires. The percentage of bonus that can be used to enter a cash game is also determined by RummyChallenge, and it is subject to change at any time and without warning. Any bonus money obtained for playing RummyChallenge through contests, offers, referrals, etc., is only good for real money games. It cannot be taken out.

Bonuses are awarded at Our sole discretion and are not transferable to users. The user and the offer may have an impact on the utilization rate or percentage. The Bonus will only be valid for the period that can be disclosed to users. You acknowledge that any bonus we provide on the Platform will be applied as a reduction to the Service Fee initially.

You will forfeit all bonuses that have been awarded to you and will no longer have any rights or interests in them should Your RummyChallenge Account be terminated by You or Us in line with these Terms. The funds in the Bonus Segment cannot be directly withdrawn, transferred to another user, or redeemed for any other prize.

11.Fees & Services:

11.1     Each Cash Game that a User plays on the Platform is subject to a Service Fee charged by RummyChallenge. The Service Fee varies based on the type of Cash Game and is subject to change at any time, as mentioned in Clause 10.2 below. At its sole discretion, RummyChallenge retains the right to charge varying Service Fees for various Cash Games.

11.2     It is made clear that any and all discounts, bonuses, winnings from promotions, and rebates that RummyChallenge offers to users will be applied to the service fee that the user must pay. RummyChallenge also retains the right to change or reduce discounts and promotions as needed. Additionally, these discounts and promotions might be subject to particular restrictions, like limited usage only after a predefined amount of time has passed or usage only in certain game types.

11.3     The service fee that is charged must include the Goods and Services Taxes at the rates that are required by the relevant laws.

12.Indemnity

12.1     To the extent allowed by law, you hereby agree, knowing full well, to indemnify, defend, and hold Tufen Tech Private Limited harmless for all awards and benefits, disbursements, litigation costs, and reasonable legal fees that we may have to incur or suffer in connection therewith, including any kind of direct or indirect or consequential losses that may refer to any loss of profit and reputation that can arise from any claims, suits, taxes, actions, cause of action, damages, penalties, injuries, expenses, demands, interest, and/or awards imposed, brought, or asserted against us by any person, entity, or individual in connection with or regarding Your use of the Services.

12.2     If We do not exercise any option, right, or remedy contained herein, or if We do not insist upon strict performance of any provision herein, it shall not be deemed a waiver or a relinquishment of such provisions, option, right, or remedy. Any waiver of any of these provisions must be stated in writing and signed in order for it to be considered effective.

12.3     It shall not be interpreted as a waiver or a relinquishment of any provisions, option, right, or remedy herein contained if We do not exercise such right, remedy, or if We do not insist upon strict performance of any such provision. Any waiver of any of these terms will not be enforceable unless it is signed and stated in writing.

13.Intellectual Property:

13.1     Tufen Tech Private Limited and/or its affiliates, as the case may be, exclusively owns all rights and intellectual property of any type throughout the world, including but not limited to patents, trademarks, domain names, trade names, service marks, copyrights, software, trade secrets, industrial designs, and know-how in the Platform and Services, and the underlying technology and documentation.

13.2     You have the limited right to use Our Services in compliance with the Platform Policies upon successfully registering on the Platform; however, You do not acquire any ownership, title, or interest in the Tufen Tech Private Limited Intellectual Property.

13.3     All the online content, materials and information on our Website/Mobile App (collectively referred to as “Content”) are secured by intellectual property rights. The Content includes a wide range of online items like images, designs, multimedia clips, graphics, logos, information, text content, games, software, animation, marks, hyperlinks, and pictures. The Content, whether or not belonging to us, is thus protected and secured by applicable intellectual property rights. In addition, we are free to record and use, in any manner whatsoever, all chat content, images, emails, and recommendations sent by any member or user of our Website/Mobile App, as they form a part of the Content of RummyChallenge.co.in.

14.Limitation of Liability

14.1    RummyChallenge confirms that this Privacy Policy is only a description of its operation regarding user information. This Privacy Policy is not intended to create and does not create any legal rights in your favour or in favour of any other person. RummyChallenge reserves the right to change this Privacy Policy at any time without giving you prior notice. The liability of RummyChallenge shall be limited to the removal of Sensitive Personal Data from the system of the Website and/or Application and the removal of personally identifiable elements of the Other Personal Information. Your continued use of the Website and/or Application constitutes your agreement to this Privacy Policy and any amendments thereof.

14.2     When using the Services on the Website and/or Application, You may incur claims, losses, injuries, damages, expenses, lost profits, or winnings. Tufen Tech Private Limited shall not be held responsible for any of these things.

14.3     Notwithstanding anything to the contrary contained in this Policy and elsewhere, the aggregate liability of RummyChallenge for all claims for damages pursuant to the provisions of services on the Website and/or Application, including claims in respect to the violation of this Policy, shall be limited is limited to the Service Fee less bonus and other promotional amounts, paid to Us over the preceding one (1) month.

14.4     You are solely responsible for any consequence resulting from Your use of the Platform, and you understand that We assume no liability or responsibility for any monetary loss that You may sustain in this regard.

15.Password and Protection

15.1     It is entirely your responsibility to ensure that, after registering on our website or mobile app, you never reveal your passwords to friends, family, third parties, or anybody else. Please make a strong password that is at least eight characters long and contains capital letters, numbers, and special characters to prevent password cracking. If someone else uses your password to log into or access your user account, we won’t be held accountable in any manner. The guidelines outlined for crafting a secure password will solely apply to passwords generated on RummyChallenge. These prohibitions will not apply to passwords generated on social media sites (such as Facebook and Google), nor to the use of those passwords for subsequent login attempts.

16.Technical Failures

16.1     It is possible that occasionally problems with the Internet services, software, or hardware you are using to access our Services will cause you to experience disruptions, including but not limited to errors, disconnection, or breaks in communication.

In the event that a network disconnects on your computer, mobile device, or other device due to a malfunction or error on your end, RummyChallenge will not be held responsible in any manner and will not reimburse you for any losses that may result from the disconnect. RummyChallenge and RummyChallenge.co.in reserve the right to cancel a game and refund your points or cash, regardless of the outcome of the game, in the event that there is a service interruption at their end while a game is in progress.

You assume all liability for any risk of internet outage, communication failure between your computer, mobile device, or other device and the RummyChallenge servers, software lag or freezing, and other issues related to your device, computer, or network when playing a cash game. With the exception of when the RummyChallenge server crashes, RummyChallenge will not be held accountable for any disconnections made by your computer, smartphone, or other device from the RummyChallenge server. In the event of a brief disconnect or interruption during a game, you will be required to stay seated at the table and can resume play as soon as the connection is restored, barring elimination.

17.Warranty

17.1      RummyChallenge.co.in pledges to publish up-to-date, precise, comprehensive, and trustworthy information on its website and mobile app. It should be noted, though, that we make no representations regarding the applicability of any information updated on our website or mobile app, or any other information published in documents. As such, all of the data as well as any associated graphics and images are to be regarded “as is” and come with no express or implied warranties from our end. With this disclaimer, we sincerely waive and discard any and all implied warranties and conditions pertaining to our merchantability, ownership and non-infringement, suitability for any specific purpose, and accuracy of our website, software, and RummyChallenge games.

18.Usage of Software

18.1     We sternly prohibit anyone from using our software for any kind of profit. The only purpose of our software is to play RummyChallenge games for private amusement. You may not attempt to manipulate, decode, modify, disassemble, decompile, reverse engineer, or re-engineer our software in any way. You may only use your RummyChallenge account to play games on the Website or Mobile App. Note that using automatic play or bots is not permitted. It is strictly prohibited to use artificial intelligence in any way, including but not limited to robots, in conjunction with our software and RummyChallenge games. The user interface that is available on our website/mobile app is the only way for you to carry out any actions that you take on or in relation to it.

19.Fair Play Policy

19.1     A safe, lawful, and equitable environment for all of our users is ensured by monitoring all user actions, including deposits, identity verification, RummyChallenge games, and individual hands, in order to prevent any malpractices or unfair play in our games and on our Website/Mobile App. All user actions are tracked and recorded as part of our Fair Play Policy and to stop any malpractices and in-game collusion.

19.2     If any violation of our Fair Play Policy is found, including but not limited to collusion in play or unauthorized deposits made using a stolen identity, RummyChallenge will take swift and severe action against the offending user. This action may include, but is not limited to, permanently terminating the user’s account, as explained in the section below titled “Breach and Consequences.”

19.3     Furthermore, depending on the seriousness of the detected breach, we may choose to take a variety of corrective actions, which may include the following, if we discover that a user is violating or attempting to violate Our security or privacy protocols. This decision will be made after an internal investigation.

19.4     If, after conducting an investigation, it appears to us that a user’s RummyChallenge account has engaged in fair play violations, We may, to the extent that such violations involve money,:

19.5     To maintain compliance with applicable law and legitimate requests from the government, regulatory agencies, or an order of any court of competent jurisdiction, your winnings may be revealed to the appropriate authorities and necessary amounts may be withheld from payouts. It is entirely Your obligation to make sure that all relevant taxes are remitted on time.

19.6     Your RummyChallenge Account may become inactive and any remaining funds may be subject to an annual maintenance fee of INR 250 (Indian Rupees Two Hundred and Fifty Only) if You do not log in to Your RummyChallenge Account at least once in a twelve (12) month period. This fee is known as the “Inactive Account Fee.”

19.7     If We find that You are breaking any of our platform policies or trying to compromise the security of Our Services in any way, We reserve the right to suspend or terminate Your RummyChallenge Account. In such case, Your RummyChallenge Account may be closed right away, and any prizes, bonuses, promotional winnings, or money contained therein may be lost.

20.Anti Cheating and Anti-Collusion

20.1     You commit to participating in all games for which you sign up or join up on your own, and you promise not to use any kind of outside help. It is for bidden for you to include any unapproved parts and to make or utilize any kind of bots, hacks, cheats, exploits, or other third-party software that alters the website or mobile application. Additionally, you agree to refrain from using any third-party software that gathers, mines, or otherwise obtains data from or via the website, mobile app, or any of our services. Any attempt to use this kind of outside help is strictly forbidden. It is strictly forbidden for you and any other user to form teams in order to collude or engage in any other type of cheating when playing games on the website or mobile app. We at RummyChallenge have a zero-tolerance policy against anyone who tries to break the terms of service or our fair play policy. Additionally, as the top game operator in the business, we report any offending players and, at our discretion, ban them from the RummyChallenge game.

21.Money Laundering:

21.1     Any activity on the Website/Mobile App that could be interpreted as money laundering is forbidden. This includes, but is not limited to, trying to withdraw money without wagering it, trying to withdraw real money added via credit cards, UPI, net banking, or any other payment method, and purposefully losing money to a specific player(s).

22.Anti-Spamming:

22.1     It is strictly forbidden to send spam emails or any other type of unsolicited communication in an attempt to register users for the website or mobile app in order to take advantage of any RummyChallenge.co.in promotional offers or for any other reason. It is strictly forbidden for you to use any of the RummyChallenge features, such as the chat feature, or to sell anything on or through RummyChallenge.co.in.

23.Multiple Accounts:

23.1     You are only allowed to register for a single user account on the website or mobile app, which you will use to access the services offered there. It is not permitted for you to use more than one user ID when playing on the website/mobile app or utilizing our services.

24.No Bribes, Gifts, or Favours

24.1     It is forbidden to provide any kind of bribe, gift, service, compensation, or favor to any RummyChallenge.co.in employee in order to affect or appear to influence the employee in carrying out his or her job duties at RummyChallenge.co.in. Employees of RummyChallenge.co.in are not allowed to ask you for gifts, bribes, or services. It is strictly forbidden to give RummyChallenge.co.in employees any money, cash equivalents, presents, gift cards, services, or favors.

25.Fair Play Deposit and Withdrawal Policy

25.1     Your balance is split into three accounts if you play RummyChallenge for cash: your deposit account balance, your bonus wallet balance, and your withdrawable account balance. Your entire deposit amount is shown in the Deposit Account Balance. All of the bonuses you have earned through Sign Up, Add Cash, Referral, and other offers are included in your Bonus wallet balance. The total amount you have wagered and won is included in your Withdrawable Balance. Only the maximum amount that corresponds to your Withdrawable Balance may be taken out. Without making a wager, you are unable to withdraw your deposit amount.

26.Breach and Consequences

26.1     We retain the right, at our sole discretion, to take any or all of the following actions if we discover through our investigations or reasonable suspicion that you have violated our terms and conditions and/or that your continued use of our website or mobile app is harming RummyChallenge, our users, or the public at large:

27.Governing Law, Dispute Resolution and Jurisdiction

27.1     The terms and conditions set forth in this agreement will be adhered to, governed by, and interpreted in compliance with Indian law.

By signing this agreement, the Users consent that they will make every effort to settle any disagreements, conflicts, or claims that may arise from or be connected to this Agreement between themselves and Us. Any disagreements, arguments, or claims that cannot be resolved amicably within fifteen (15) days of the start of settlement attempts will be referred to arbitration, where they will be finally resolved by a mutually selected, impartial lone arbitrator. But in the event that You and Us together are unable to find a single, impartial arbitrator, each Party will designate one arbitrator, and the two chosen arbitrators will choose the third arbitrator, who will make up the Arbitration Tribunal.

The parties agree that Delhi, Republic of India will serve as the arbitration’s seat and location, and that English will be the language used throughout. The Arbitration and Conciliation Act, 1996 or any statutory amendments or reenactments thereof that are currently in effect shall govern the arbitration proceedings. The arbitrator’s ruling will be final and enforceable against the parties. Unless specifically stated otherwise in the arbitration award, each Party will be responsible for paying their own arbitration fees.

28.Promotions

28.1     When you register with RummyChallenge.co.in, you will receive notifications regarding special offers, updates, contests, account activities, etc. through SMSs, emails and direct mails. Some of RummyChallenge’s promotions require users to be KYC-verified to receive their benefits. If any aspect of your contact information or KYC (ID, address, email address or mobile number) is not approved or verified, you shall not receive the benefits of such promotions, including promotional amounts and prizes. Check out the specific terms and conditions of our promotions and contests before participating in them.

29.Refund Policy

29.1     Any loss incurred by canceling any games due to service outages brought on by computer viruses, natural disasters, service provider failures, or any other uncontrollable circumstance is not covered by RummyChallenge’s insurance. You understand and agree that RummyChallenge cannot reasonably be held responsible for any refunds resulting from game cancellations due to outside circumstances.

30.Bonus

30.1     Only cash games may be played with bonuses, and RummyChallenge retains complete control over how bonuses are used, distributed, and expire. The percentage of the bonus that can be used to enter a cash game is also determined by RummyChallenge. The users may not be informed in advance of any changes made to the same. Since bonuses can only be used to play cash RummyChallenge games, any bonuses obtained through promotions, offers, referrals, etc., cannot be withdrawn from RummyChallenge.

31.Indemnity

31.1     To the extent allowed by law and as a token of our gratitude for letting you participate in online RummyChallenge games, you hereby agree, fully aware of the risks involved, to indemnify, defend, and hold us harmless for all awards and benefits, expenses, litigation costs, and reasonable legal fees that we may have to pay or suffer in connection with the activity. This includes any kind of direct or indirect or consequential losses, which may include any loss of profit and reputation resulting from any claims, suits, taxes, actions, cause of actions, damages, penalties, injuries, expenses, demands, interest, and/or awards imposed, brought, or asserted against us by anyone.

32.Contact us

32.1    RummyChallenge is here to provide you with more information, answer any questions you may have, and create an effective solution for your instructional needs. You can contact us anytime by using the “Contact us” feature in the “Help” section. If you have any grievances, please write to support@rummychallenge.co.in